Leyden Credit Union (LCU) is committed to providing you with financial products and services to meet your financial needs. This Privacy Notice describes our policies and practices to protect your privacy and enable us to share information so we may provide our members competitive financial products and services. If after reading this notice you have any questions, please contact us at 847-455-8440.

What follows is a description of the information we collect and disclose, including the parties who receive nonpublic information from us as we conduct credit union business.

Information is Collected About You from the following sources:

• on applications and other forms;
• transactions with us or others;
• consumer reporting agencies;
• verification of information you provide on various forms.

Parties to whom Non-public Personal Information may be disclosed include:

• Financial companies, such as insurance and mortgage service companies;
• Non-financial companies, such as consumer reporting agencies & retailers.

Disclosure of Information to Parties that Provide Services to Us:

LCU may disclose all of the information we collect, as described above, to the companies that perform marketing and other services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of the credit union, follow your instructions as you authorize or protect the security of our financial records.

Disclosure of Information About Former Members

If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices as described in this notice.

How we Protect Your Information

We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

What Members Can Do to Help

• Protect your account numbers, PINs, passwords;
• Be cautious about disclosing your account number, social security number, etc. to other persons;
• Keep your information with LCU current so we can reach you if we detect potential problems;
• Let us know if you have questions. Don't hesitate to call.